Aggregator Processing
In our Acquiring solution, we offer an Aggregator or sub-acquirer role, enabling merchant onboarding through a simplified process and acceptance of all payment methods such as debit, credit, prepaid cards, and digital wallets, via PCT QR, static and dynamic QR, e-commerce with payment links, and physical terminals.
Infinitus Anywhere, together with Orquesta, provides the ability to become an acceptor with low implementation costs, simple integration, and certification with PCT administrators and acquiring processors.
Merchants affiliation scheme
APIs and Microservices
Infinitus Anywhere, through Orquesta Gateway, provides an integration layer based on REST APIs and microservices, enabling secure and flexible connections with acquirers, wallets, processors, fintechs, and payment networks.
Its modular architecture ensures interoperability with standards such as ISO 8583, ISO 20022, and proprietary APIs. The platform is built for high-demand scenarios, guaranteeing low latency, scalability, and operational efficiency.
This agile integration reduces time-to-market and ensures a consistent and secure user experience.
Integration with Payment Wallets
Infinitus Anywhere enables seamless integration with digital wallets and merchant payment apps, allowing the acceptance of real-time payments from multiple digital sources.
It supports QR payments, payment links, contactless, NFC, tokenization, and online fraud checks, both inbound and outbound.
This connectivity ensures a secure, frictionless payment experience, fully adaptable to new consumer habits. The solution acts as a bridge between financial institutions and digital consumption environments.
Integración con Administradores PCT
Nuestra solución GateAhead facilita la integración con administradores PCT (Pagos con transferencia Inmediata) optimizando la gestión de transacciones en entornos bancarios y Fintech.
A través de APIs seguras y arquitectura escalable, permitimos la interoperabilidad con múltiples redes de pago, asegurando una conexión eficiente, rápida y confiable. GateAhead soporta enrutamiento inteligente, validación en tiempo real y conciliación automatizada, mejorando la eficiencia operativa y reduciendo tiempos de procesamiento.
Con Team Quality, acceda a una infraestructura robusta que potencia la integración con administradores PCT, impulsando la digitalización y el crecimiento del ecosistema financiero.
Merchants and Sub-Merchants
The solution streamlines the efficient management of merchants and sub-merchants, providing acquirers, processors, and fintechs with advanced administration tools.
It simplifies onboarding, parameterization, and real-time monitoring, ensuring full control over transactions, settlements, and commercial conditions. The platform also supports assigning specific rules for sub-merchants, optimizing fund distribution, payment reconciliation, and fraud detection.
Herramientas de Consulta para el Comercio
Infinitus ofrece herramientas y servicios de consulta diseñados para que los comercios accedan a información clave sobre sus transacciones, liquidaciones y desempeño en tiempo real.
A través de dashboards intuitivos y APIs avanzadas, los comercios pueden monitorear ventas, gestionar disputas, verificar el estado de pagos y analizar métricas comerciales. Tambien brindamos soporte para la conciliación automática, alertas personalizadas y reportes detallados, asegurando transparencia y control total sobre la operación.
Con Team Quality, los comercios pueden tomar decisiones informadas y optimizar su gestión financiera con acceso a datos precisos y en tiempo real.
QR Payments
Infinitus Anywhere supports multiple payment channels, including interoperable QR (dynamic and static), in-person payments with smart POS, and tokenized transactions.
Its multichannel architecture enables a seamless, secure payment experience, adaptable to various environments (physical stores, apps, e-commerce).
The platform supports real-time validations, fraud prevention, NFC payments, and mobile devices, ensuring compatibility with wallets, brands, and private schemes.
Advance of Settlements and Vouchers
Infinitus Anywhere enables advance payment functionalities for settlements and vouchers, helping merchants improve their cash flow.
The platform defines financial conditions, applies fraud validations, and offers flexible parameterization to provide advances on already completed sales.
This functionality operates online and integrates with the settlement process, ensuring accurate reconciliation of advanced funds, minimizing operational risks, and providing immediate liquidity to the merchant.
Visa, Mastercard, and Private Labels
Infinitus Anywhere enables processing of private payment methods such as prepaid, social, on-us, and dual cards, for both in-person and digital transactions.
Its flexibility allows issuers and acquirers to configure proprietary brand products with full parameterization, specific rules for validation, settlement, and reconciliation.
The platform supports multiple issuance and acceptance schemes, integrating with POS, apps, and digital channels, ensuring traceability and operational control.
Campaigns and Promotions
Infinitus Anywhere enables the definition and execution of promotional campaigns for merchants, based on fully configurable business rules.
The platform supports discounts by BIN, merchant category, day of the week, purchase amount, and more.
It allows applying real-time benefits such as cashback, points, or recurring discounts. Integration with payment methods ensures effective execution, aimed at increasing loyalty and transaction volumes.
Visa
La automatización de procesos críticos dentro de Smart Open optimiza tiempos y reduce la carga operativa. A través de la automatización de bajas, facilitamos la cancelación y desactivación de productos de manera eficiente y controlada.
Además, gestionamos la administración de siniestros, asegurando un manejo estructurado de incidentes y reclamaciones. Con el módulo de pase a gestión por mora, integramos herramientas de seguimiento y recuperación de deuda, mejorando la eficiencia en la gestión de clientes en riesgo.
Con Team Quality, agilice y automatice sus procesos operativos con una plataforma flexible y segura.
Online Settlement
Infinitus Anywhere enables the configuration of immediate settlement schemes or custom conditions by merchant, channel, or payment method.
With its configurable rule engine, it is possible to define terms, commissions, financial rates, and withholdings, while complying with local regulations.
The platform manages automatic reconciliation, payment orders, tax calculations, and online reports, ensuring full traceability and financial efficiency across the entire ecosystem.
Instant Payments (PCT)
Infinitus Anywhere acts as an integration platform for instant transfer operations (PCT), securely and efficiently connecting banks, PCT administrators, digital wallets, merchants, and acquirers.
Through its APIs, it enables real-time payment sending and receiving, fostering interoperability across ecosystem participants under a regulated model. The platform manages intelligent routing, online validation, and automatic reconciliation, ensuring immediate funds availability, regulatory compliance, and end-to-end traceability.
This capability enables fast, secure payment experiences, seamlessly integrated with existing operational flows.
Integration with Acquirers
Infinitus Anywhere simplifies connectivity with multiple acquirers and payment clearinghouses, enabling multi-BIN processing, intelligent routing rules, and full control over the destination of each transaction.
Through flexible configuration, the platform can redirect transactions based on brand, merchant category, channel, or negotiated fees.
It supports multiple settlement schemes and integration via ISO, flat files, and APIs, adapting seamlessly to hybrid or complex ecosystems.
Nada
Infinitus permite una gestión eficiente y automatizada de los flujos de pago entre comercios, emisores y procesadores. A través de integraciones en tiempo real, facilitamos la conciliación precisa de transacciones, la identificación de discrepancias y la optimización del proceso de liquidación.
Por otro lado, ofrecemos herramientas avanzadas para la validación de comisiones, ajustes y devoluciones, garantizando transparencia y cumplimiento normativo.
Con Team Quality, las empresas pueden mejorar la eficiencia operativa, reducir riesgos y asegurar una administración financiera más precisa y confiable dentro del ecosistema de pagos.
